Caregivers are also known as personal care services, aids, helpers etc.
Functional abilities can decline rapidly in our retirement years. These tasks can be defined as:
- IADLS – Instrumental Activities of Daily Living. These tasks enhance & improve quality of life. When left uncompleted a Seniors well-being can be harmed, but usually significant harm is avoided
(Shopping, money management, food preparation, transportation, pet care, laundry, cleaning, yardcare, organization, tech assistance etc) - ADLS – Activities of Daily Living. These tasks are integral tasks that most human beings should do on a regular basis. When left uncompleted a Seniors health can be significantly harmed and can lead to rapid deterioration or death
(Eating, Drinking, Continence, Hygiene, Showering, Movement, Taking Meds, Getting dressed etc.)
You may desire help with tasks that you can’t/don’t want to/ do anymore. If so you may find it helpful to enlist the help of a caregiver
Different types of Caregivers
*Please note this graph is for illustrative purposes. Data and terms can change regularly
**Swipe right to view the whole table
| Live-In | Direct | Agency | |
|---|---|---|---|
| Value proposition | Great for families that want 24/7 support | Great for families that want to save money and have a very hands on approach | Great for families that don’t want to assume the responsibilities of being an employer |
| Who is Employer? | Family & Company | Family | Company |
| Hourly cost(Jan 23) | $12-$15/hr | $16-$25/hr | $26/hr-$35/hr |
| 24/hr cost(Jan 23) | $288-$360/day | $384-$600/day | $624-$840/day |
| 24/hr monthly cost(Jan 23) | $8,640-$10,800 | $11,520-$18,000 | $18,720-$25,200 |
| Family Liability | * | ** | *** |
| Family Coordination | * | ** | *** |
| Backup Caregiver | * | ** | *** |
| Staffing Ease | * | *** | ** |
| Mininum Shifts(Hrs) | 16/hrs | 1-3/hrs | 2-4/hrs |
| Flexibile Arrangements | *** | ** | * |
| Earning potential/caregiver | *** | ** | * |
| LTC insurance payment | |||
| Medicaid payment |
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